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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Title Insurance Principles | - Insurable interests
| |
| Insurance Regulation | 12% | - State regulation
|
| General Insurance Concepts | 3% | |
| Title Exceptions and Procedures for Clearing Title | 21% | - Property-related issues
- Liens and encumbrances
|
Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:
Which of the following is considered an involuntary lien?
- A. HELOC loan
- B. a life estate reservation
- C. federal tax lien
- D. deed restriction
Correct Answer: C 🗳️
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Which property type includes all lands, man-made improvements, anything growing on the lands, as well as interests, or "rights," including future occupancy, reversion, and the use of surface and air space?
- A. Personal
- B. Tangible
- C. Real
- D. Intangible
Correct Answer: C 🗳️
Explanation: Only visible for Prep4cram members. You can sign-up / login (it's free).
Title is held by John and Kate, as joint tenants with right of survivorship. If John dies, which is the simplest manner of establishing record evidence of the marketable title in Kate?
- A. Probate the estate of John.
- B. Nothing is required.
- C. Record a certified copy of a probate court order of John's estate distributing the home to Kate.
- D. Record in the county where the property is located a certified copy of John's death certificate.
Correct Answer: D 🗳️
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A statement included on a title commitment such as "record warranty deed from the owner shown in Schedule A vesting title in the proposed insured" is an example of a
- A. condition.
- B. standard exception.
- C. post policy event.
- D. requirement.
Correct Answer: D 🗳️
What requirements define which closing costs are allowable as charges to the borrower?
- A. ALTA
- B. State
- C. RESPA
- D. FHA
Correct Answer: D 🗳️
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