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Real Estate Maryland-Real-Estate-Salesperson Exam Syllabus Topics:

Section

Weight

Objectives

Topic 1: National Portion

73%

- Financing

1. Mortgage types and lending regulations
2. Closing and settlement procedures
3. Government loan programs (FHA, VA, USDA)
4. Loan qualification and underwriting

- General Principles of Agency

1. Fiduciary duties and obligations
2. Termination of agency
3. Agency disclosure requirements
4. Agency relationships and creation

- Property Ownership

1. Forms of ownership
2. Land characteristics and legal descriptions
3. Real and personal property
4. Encumbrances and easements

- Valuation and Market Analysis

1. Appraisal principles and methods
2. Factors affecting property value
3. Comparative market analysis

- Transfer of Property

1. Deeds and title transfer
2. Title insurance and recording
3. Closing process and documents

- Property Disclosures

1. Lead-based paint and other federal requirements
2. Environmental disclosures
3. Property condition disclosures

- Land Use Controls and Regulations

1. Private controls: deed restrictions, HOA rules
2. Public controls: zoning, building codes, environmental laws

- Contracts

1. Contract contingencies and remedies
2. Elements of valid contracts
3. Listing and buyer representation contracts
4. Purchase and sale agreements

- Real Estate Calculations

1. Area and volume measurements
2. Commission and fee calculations
3. Prorations and closing costs

- Practice of Real Estate

1. Escrow and trust account management
2. Advertising and business practices
3. Fair housing laws and anti-discrimination

Topic 2: Maryland State Portion

27%

- Business Conduct

1. Advertising regulations
2. Unlawful practices and prohibited acts
3. Trust fund handling

- Brokerage Relationships

1. Duties to clients and customers
2. Disclosure forms and requirements
3. Maryland agency definitions and rules

- Ethics

1. Conflicts of interest
2. Confidentiality and disclosure
3. Professional standards and conduct

- Supervision

1. Compliance oversight
2. Broker responsibility for licensees
3. Office management and record keeping

- Duties and Powers of the Real Estate Commission

1. Commission structure and authority
2. Rulemaking and enforcement
3. Disciplinary actions and penalties

- Licensing Requirements

1. Application and renewal procedures
2. License types and scope of authority
3. Eligibility and education requirements

Real Estate Maryland Real Estate Salesperson Examination Sample Questions:

1. What's the purpose of a listing agreement in Maryland?

A) To specify the agreement between the listing broker and the seller
B) To guarantee payment for the listing agent
C) To bind the seller to one agent
D) To guarantee a sale

2. Which comments field in an MLS listing may contain gate, lockbox, and security code information with the seller's written permission?

A) Public
B) General
C) Private
D) Seller

3. What does PITI stand for?

A) Property, insurance, taxes, and interest
B) Principal, interest, taxes, and insurance
C) Principal, insurance, title, and interest
D) Property, interest, title, and insurance

4. What type of ground lease allows a tenant to buy out the lease?

A) Retrievable
B) Irretrievable
C) Redeemable
D) Conceivable

5. What is self-dealing?

A) Profiting from the purchase of a property
B) Having undisclosed personal interest in a transaction
C) Profiting from the sale of a property
D) Insinuating your interest into a contract

Solutions:

Question # 1
Answer: A

Question # 2
Answer: C

Question # 3
Answer: B

Question # 4
Answer: C

Question # 5
Answer: B